Poll

Whether you get the money back or not, how much do you estimate this bitch is gonna cost you to get back to where you were before she hit ?

$0 to $15,000
$15,000 to $40,000
$40,000 to $80,000
$80,000 to $150,000
over $150,000

Author Topic: Sandy Costs - How much has the storm cost you (Poll - please vote!)  (Read 10594 times)

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Offline Årne Longbörgenssen

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might be interesting to know your location in terms of the nearest body of water, too.

we're about 1200 feet from the ocean, and about 3500 feet from the bay in the west end of rock.
« Last Edit: December 14, 2012, 03:19:28 PM by SeaCliff, Reason: Expanded topic title »
The energy contained in one kilogram of thorium
equals four thousand tons of coal

Offline snaggletooth

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Re: Sandy Costs
« Reply #1 on: December 13, 2012, 05:51:11 PM »
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  • are you asking on a net basis? for example, maybe i shelled out $20k, but my insurance will cover $15k, so do i report $5k (net) or $20k (gross)?
     
    i'm not going to include the extra $$ i spent splurging on a replacement vehicle. i was feeling the need for something shiny and new and safe and warm

    Offline Shacky

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    Re: Sandy Costs
    « Reply #2 on: December 13, 2012, 05:55:09 PM »
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  • i went with gross.
     
    snags...why are y'all paying anything aside from the car?   you rent, right?
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    Offline snaggletooth

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    Re: Sandy Costs
    « Reply #3 on: December 13, 2012, 06:07:00 PM »
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  • i went with gross.
     
    snags...why are y'all paying anything aside from the car?   you rent, right?

    we have an absentee landlord. landlord will pay for heat and electric (about $12k), and a few odds and ends, but not much else. i've spent thousands at home depot and the like on cleaning supplies, new fencing, day laborers, etc. we made our own flooring (well, onefin did) because landlord wasn't keen on replacing the floor. and i'm having the place completely rewired because i'll never feel safe leaving the dogs alone there if it isn't. the first electrician didn't say it was necessary, so it wasn't part of the original invoice the landlord approved, so i'm eating that cost. i think renters are at risk right now if they don't know exactly how their landlords are taking care of things. i think we'll hear a lot about renters actually getting screwed healthwise over time.
     
    i could have just left and let him deal with it but 1) i wouldn't trust that it would be done in a way that would be acceptable to me or done in any kind of reasonable timeframe and 2) we have 5 big dogs, so finding a nice place to rent is a real challenge. my rent is low so i've factored in all of the stuff we've put into the house and will put into the house and we have a pretty rad place with our own private beach. amortize those costs over a couple years and its totally worth it to me. i don't know where else we could live. i am considering buying our own place out on the northfork with a lot of property (and outside of the flood zone), so the dogs would always have a place and we can keep renting in LB for as long as the LB house exists, without the burden of property taxes and flood insurance and maybe next time just walk away.
     
    I do have renters insurance, so things like my bikes, my washer dryer, etc, will get covered.

    Offline sweeps

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    Re: Sandy Costs
    « Reply #4 on: December 13, 2012, 06:09:28 PM »
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  • Long beach WE.  Maybe 600' from ocean and 1200' from bay.  Need about 50' or more of new foundation and another slab in the house, and 1 car, not to mention the residuals, like insulation under the house, and anything else that was in the crawlspace and outside.  Thankfully nothing inside or would have been even worse.  Insurance should cover most of it.  I hope.
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    Offline dudeman

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    Re: Sandy Costs
    « Reply #5 on: December 13, 2012, 06:18:30 PM »
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  • does your renters have a flood add on?

    Offline BltByKrmn

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    Re: Sandy Costs
    « Reply #6 on: December 13, 2012, 06:36:48 PM »
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  • Walks of LB, about 25k.  All of the damage was flooding in the basement, luckily no exterior or living space damage.

    Offline Årne Longbörgenssen

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    Re: Sandy Costs
    « Reply #7 on: December 13, 2012, 06:39:50 PM »
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  • whether you get the money back or not, whats the gross amount to get back to things as they were.

    (if we could have multiple questions on a poll, how much did insurance/fema pay, and net loss would be good questions too)
    The energy contained in one kilogram of thorium
    equals four thousand tons of coal

    Offline Årne Longbörgenssen

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    Re: Sandy Costs
    « Reply #8 on: December 13, 2012, 11:31:38 PM »
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  • so, so far the aggregate minumum for the 12 respondents is $440,000 the maximum is $800,000

    this should get interesting.

    and nauseating.
    The energy contained in one kilogram of thorium
    equals four thousand tons of coal

    Offline PTSD

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    Re: Sandy Costs
    « Reply #9 on: December 13, 2012, 11:44:00 PM »
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  • 40 to 80K but because I'm doing a lot of the work myself. We got a bid from a contractor he wanted 80 to 100k. Fnck That I'll learn to plaster. The tricky things I'm buying but the basics like sheet rock, plaster, paint...

    Nauseating? What's after that because I'm sure I moved past that to dehydration and a hint of alcoholism!

    Offline NNW lite

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    Re: Sandy Costs
    « Reply #10 on: December 14, 2012, 12:06:31 AM »
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  • 100 yards from the bay in Island Park and I wound up with 2 feet in my first floor for the first time in over 40 years. I'm looking at $75K if I'm lucky and an insurance check some point this month would be nice. On a positive note the Ribeye Brothers reopened today and sold out of food by 7pm.

    Offline NJ Longboarder

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    Re: Sandy Costs
    « Reply #11 on: December 14, 2012, 08:59:03 AM »
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  • I lucked out at my house and after all I've seen, 1.5 miles is close enough to the beach for me.  I won't complain anymore about driving and finding a parking spot. 

    A few houses in Mantoloking appraised in the $4-5 million range are completely gone.  They are looking at getting $250k for structure, $100k for contents and then they get to fight with their secondary flood insurance for a few more pennies.  Homeowners insurance companies completely walking away.  It's ugly out there. 

    FYI - be careful doing the work yourself.  Make sure you keep records of your time spent including date, number of hours, number of people helping, cost of materials, etc.  FEMA can audit you and requires licensed contractors.  They want to make sure they get some of the money back through the contractor's taxes. 

    Offline Årne Longbörgenssen

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    Re: Sandy Costs
    « Reply #12 on: December 14, 2012, 09:09:25 AM »
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  • Aggregate Loss for First 16 respondents:
    min - $620K
    max - over $990K
    average per - around 50K
    The energy contained in one kilogram of thorium
    equals four thousand tons of coal

    Offline SeaCliff

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    Re: Sandy Costs - How much has the storm cost you (Poll - please vote!)
    « Reply #13 on: December 14, 2012, 03:18:01 PM »
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  • Aggregate Loss for First 16 respondents:
    min - $620K
    max - over $990K
    average per - around 50K


    Incredible.  :-\
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    Offline Årne Longbörgenssen

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    Re: Sandy Costs - How much has the storm cost you (Poll - please vote!)
    « Reply #14 on: December 17, 2012, 07:19:04 AM »
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  • for the first 22:
    Min-590 K
    Max -  over 1.145 million

    out at the house all weekend writing checks to contractors, still havent seen a dime from insurance yet


    well, i guess this is good practice for when the kids go to college...the money part anyway
    The energy contained in one kilogram of thorium
    equals four thousand tons of coal